Aging off of your parents plan? Recent graduate needing insurance? Have you lost other coverage? We will assist in finding the right plan for you. Call our Student Support Team at (877) 247-8817.
Short Term Health Insurance
Effective January 1, 2025 the State of Illinois no longer allows Illinois residents to enroll in short term insurance plans. If your permanent residence is outside of Illinois, you may be able to enroll in a short term insurance plan.
Why choose Pivot Health Medical Short-Term Medical Insurance Plans?
Pivot Health Short-term medical (STM) insurance plans provide medical coverage for a limited period to help pay for medical expenses. This flexible medical expense plan is designed to help address gaps in medical coverage created by temporary situations. If you’re in a time of transition or looking for next day coverage, consider a short-term medical plan. Available to anyone including students who do not have access to a student health plan, part-time employees, and family members. You have a choice of short-term plans offering access to the Cigna PPO network or plans which have an All Provider Access.
*This coverage is not required to comply with certain federal market requirements for medical insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventative care, prescription drugs, and mental health and substance use disorder services.)
Click here for a quote and to enroll in a Short-Term Health Insurance plan.
Individual Health Insurance
Open enrollment is November 1 – January 15. Our Student Support team is available to answer questions and to see if you may qualify for a subsidy to help cover the cost of the insurance. Certain qualifying life events may allow you to enroll outside of open enrollment. Please call our office for more information.
- Pre-existing conditions are covered
- Meets all requirements of the Affordable Care Act
- Preventative Care such as vaccines, screenings and routine exams covered at no cost
Click here for a quote and to enroll in an Individual Health Insurance plan.
Questions? Call us at (877) 247-8817